If you’re looking to file bankruptcy in the Carmichael, CA area, you may have many questions. To start, you may want to know if there are any experienced attorneys in the area. From there, you’ll need to decide the type of bankruptcy you want to file based on your income, assets and debt you’re looking to discharge.
Many Attorneys to Choose From
Luckily, there are a few different bankruptcy law firms to choose from. You can select from Michael Johnson, an experienced bankruptcy attorney in the Carmichael area. Or choose attorney Peter Cianchetta, another experienced bankruptcy lawyer. Avvo.com lists a few more experienced bankruptcy attorneys in the Carmichael area.
Determining the Type of Bankruptcy to File
The next thing on your to-do list is to determine the type of bankruptcy you want to file. Filing for individual bankruptcy is done through Chapter 7 or Chapter 13. Chapter 7 essentially wipes out your unsecured debt and allows you to start over completely. In order to qualify for Chapter 7, you must have little to no disposable income. Because you have no income, your assets are liquidated in order for you to pay as much to your creditors as possible. Chapter 7 bankruptcy is usually discharged within a few short months. The bankruptcy attorney you select can help you determine if you qualify.
If you don’t qualify for Chapter 7, you’ll need to consider Chapter 13. Chapter 13 bankruptcy is for those that have a steady, reliable income. With this plan, you’ll determine how much you have in unsecured debt and work with the bankruptcy trustee to set up a payment plan based on your income and other monthly payments, such as your mortgage or car payment. You make one payment each month to the bankruptcy trustee who then distributes your payment to your creditors. Chapter 13 helps to prevent any pending foreclosure on your home.
Contact a few different bankruptcy attorneys and discuss your options with each, and retain an attorney who has experience and is someone you feel comfortable with. Filing for bankruptcy is a big decision and not one to be taken lightly.
Carmichael, California was founded by a man named Dan Carmichael in the early 1900s. Born in Atlanta, Georgia, Carmichael made his way to California in 1885 at the age of 18. He spent about a decade working at various jobs before joining a real estate company that he eventually bought out in 1900. Active in politics, Carmichael was at various times treasurer and mayor of California.
He wasn’t the first person to have a claim on the land that eventually became Carmichael. In 1844, a man named Joel P. Dedman was given 20,000 acres in a land grant. Carmichael purchased 2,000 acres of that property for around $150,000 to $200,000 and advertised it in 1909 as available for purchase in lots of 10 acres. He called it Carmichael Colony 1. Later, he bought another 2,000 acres that were part of the former Del Paso Rancho Mexican grant that was given to Eliab Grimes, also in 1844, and this became Carmichael Colony 2.
The area that is Carmichael today was once inhabited by the Maidu Indians. They were there at least 3,000 years ago, and it is believed that as settlers came west, they were driven out. Carmichael himself never settled in his namesake. His family continued to live in Sacramento. The first settlers in present-day Carmichael were a couple named Charles and Mary Deterding, and the site they purchased is today known as Ancil Hoffman Park.
Carmichael the man did not fare as well as the city named after him. Reportedly, he had no money when he died in San Francisco in 1936. His city, however, continued to thrive. The population grew to 300 families by the late 1920s, and over the next two decades, the population increased to more than 4,000. It continued to grow into the present day.
Let’s Go Bananas!
California is perhaps known best for its’ gorgeous climate and beautiful shrubberies. So, when asking if bananas can be grown in the city of Carmichael, the answer is absolutely! You must simply keep an eye out for the best kinds for you particular area.
California Gold is a fantastic variety to start out with when attempting to grow your own edible arrangement. Other variations to consider are Misi Luki, Raja Puri, and a particularly interesting kind named Ice Cream. You can get these from farmers markets as well as Asian districts, and they aren’t too costly.
In the Bay Area, bananas do have a reputation for being difficult to grow, but if kept warm and dry, the plant will flourish. Keeping the soil free from excessive moisture and above 68 degrees Fahrenheit, you should have some wonderful fruiting to look forward to.
If you have grown bananas in Carmichael or another area in California please le
When it comes to pizza in Carmichael, California, one name is on everyone’s lips: Bellini’s Pizzeria. Located on Fair Oaks Boulevard, Bellini’s is known for quality ingredients and an always friendly attitude. Al and his wife serve up some of the best pizza pies on the West Coast with their own dough and special marinara sauce. Authentic New York flavors, affordable prices, and excellent service keep Bellini’s Pizzeria on the top of every Sacramento-area pizza lover’s preferred places to eat. Whether it’s ooey, gooey pepperoni dripping with extra cheese, the signature Bellini with spinach, mushrooms, feta, olives, and tomatoes, or the homemade garlic knots dripping in butter, Bellini’s will satisfy every single tastebud on your tongue and leave you wanting more.
Some of my friends like Pasquale’s, Superb, Roma’s and Mark & Monica’s.
Which is your favorite??
The first thing you realize is how wonderful it is to have this quaint and tranquil beautiful Charles C. Jensen Botanical Gardens tucked away along a busy stretch of Fair Oaks Boulevard right in the middle of the city of Carmichael, California.
Stunning, especially in the spring, you can stroll through this free to the public well-kept “wonderland of greenery” and view a wide variety of flora including massive oaks and redwood trees, camellias, tulips, dogwoods, azaleas, roses, lilies, Japanese anemones, Japanese anemones, hydrangeas, rhododendrons. Most of the native plants are labeled with a photograph and information. Adding to the picturesque scene is a little brook that runs through the garden. There are also numerous benches to sit down, relax, and take in all the outstanding beauty.
Open during the daylight hours from 8:00 a.m. until dusk, this horticultural work of art appears once you walk over a bridge from the parking lot. Charles Jensen began the transformation of his 3 1/2 acre piece of land in 1958. After his death, this garden came under the ownership of the Carmichael Parks and Recreation District with the goal of being enjoyed forever by the public.
Maintained regularly by the loving efforts of the Friends of Jensen Botanical Garden, this little jewel of a park is also the scene of an occasional wedding and is proud to have a walking nature path for the blind that is complete with Braille descriptions of special plantings.
Jensen Botanical Gardens
8520 Fair Oaks Blvd
Carmichael, CA 95608
If you’re an Ello user and located in Carmichael CA, chime in with your username below!
If you don’t know what Ello is, what the ELLO is wrong with you? But, have no fear, an old guy wrote the user guide for it.
So. Do you Ello?
Please feel free to post your Mother’s Day 2016 suggestions and ideas in the comments at the bottom of this page.
Mother’s Day in Carmichael CA
For the special mother or woman in your life, give her something great! If you’re out of ideas, at least get a gift card for a massage. Just make sure she goes and gets it! Most massage therapists are having specials now through May 8, 2016 (that is Mother’s Day!!).
I like to get my mom flowers. Bettay’s, Joy Flowers, Brother’s and Carmichael Flowers are all right here on Fair Oaks Blvd!
And don’t forget, Russian Chocolate! That place is great.
What are your ideas?
Please, give them to me. Yours are probably better than mine anyways!
April 1 2016 is the 30th anniversary of Mark and Monica’s Pizza and they are celebrating with 30% off of your ENTIRE order.
Read more about this on their Facebook page or simple GO THERE NOW.
Then go read this.
The subrub of Carmichael has many types of shade trees.
However, none of them are weeping willows, at least that I have seen.
We do have Willow Oak trees. As a note, if you have one of these, make sure it is at least 25′ from any important underground pipes.
Same goes for the River Birch. These trees do have a bit of a weeping limb system, as seen below:
Did you know you can get these trees for free?
That’s right. All you have to do is go here:
Here it is, folks.
Daniel W. Carmichael’s mug:
Daniel W. Carmichael moved Sacramento in 1885. He worked in real estate. In 1909, he developed Carmichael Colony No. I, 2,000 acres (8 km2) of what was once part of the Rancho San Juan Mexican land grant. Carmichael later bought another 1,000 acres (4 km2) previously part of the Rancho Del Paso Mexican land grant, that he called Carmichael Colony No. 2.